Our Health Insurance Blog
— Brilliance Benefits Group
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How to Avoid Double Premium Charges When Switching Health Insurance Carriers
Did you switch health insurance carriers during Open Enrollment, only to find that you were charged a premium by your previous carrier for January? You’re not alone! This can happen due to timing overlaps in coverage notifications between the Marketplace (if you’re on...
Why Is Group Health Insurance Cheaper Than Individual Plans?
This isn't always the case, since individual health insurance plans can often leverage subsidies and other discounts. However, if you have shopped around and notice that healthcare options from your employer are cheaper than plans you see on the marketplace for...
Annuities and Tax Implications
Annuities are powerful financial tools, offering both income stability and tax advantages. However, navigating their tax implications requires a clear understanding of how contributions, withdrawals, and distributions are handled. These considerations are crucial for...
How Living Benefits Work In Life Insurance
Life insurance isn’t just about protecting loved ones after death — it can also provide valuable resources during the policyholder’s lifetime. These living benefits allow the policy owner (usually the insured) to access or utilize portions of the policy’s value in...
Comprehensive Employee Benefit Programs
Providing competitive and flexible employee benefits is essential for attracting and retaining top talent. Here’s a breakdown of various employee benefit plans and how they can enhance your workforce while supporting your business goals: Split-Dollar Plans (SDPs) A...